According to Wikipedia, “A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks, and clicks, or traditional brick and mortar. The payment gateway may be provided by a bank to its customers, but can be provided by a specialized financial service provider as a separate service, such as a payment service provider.”

Not all the payment gateways work in the same manner but more and less following steps are involved:

  • A customer visits the site and places an order at the checkout, he may need to enter his credit card details.
  • The website then securely sends the purchase details to the payment gateways.
  • The payment gateway then sends the details to the seller's bank, where his account is.
  • Merchant's bank then contacts the buyer's bank and exchange the purchase details.
  • If the information entered by the customer is right the bank then authorizes the transactions and amount are deposited in the seller account from buyers account.
  • Payment gateway then returns the information to the website which then let the customer know if the purchase was successful.
  • As there is a number of options available and each one has its own advantages and disadvantage but you have to decide what will work for you. One thing to keep in mind is that you might opt for a basic package for any of the gateway which might look lucrative now but as your e-commerce website in UAE grows you will have to go for the enterprise or the premium version of that gateway. You have no other option to buy that expensive package. So before choosing anyone, plan well for the future.

    Payment Gateway in the UAE

    Please note that the fee mentioned above should be used for reference purpose only and can be changed anytime by the respective company. If you are looking forward to implementing a payment gateway in your organzation. Feel free to contact us and our team will be happy to give you the best option possible.


    • (TAGS) Online Payments -
    • ECommerce -
    • Technology